Explore mortgage options with Heartland Mortgage Group
Your premier mortgage lender located in Indianapolis, Indiana. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
-
Working with this mortgage company was an outstanding experience from start to finish. The team was incredibly knowledgeable, responsive, and genuinely invested in helping me secure the best loan for... read more
Kayla H.
Very professional & easy to work with. Quick and easy response time will definitely recommend and would work with them again.
Octavio M.
He is the best loan officer there is. I sent hundreds of loans to him for my clients over the years; he always came through with the best programs for... read more
Marcia S.
-
Great experience and great personality. Very helpful. The only person that my family will ever use for the service.
Wyonne H.
Knowledgeable team, personalized service and a painless, uncomplicated mortgage process. Heartland Mortgage made every step in the process stress free and kept us updated every step of the way.... read more
Shelby M.
Angel and her team always do an amazing job for my clients!
Stacie K.
-
Chris is knowledgeable, friendly, hardworking, and transparent - everything you could ask for in a loan officer. He has done multiple loans for me, and I would never go anywhere... read more
Rimma D.
Highly Recommend!!! As a first-time homebuyer, I was nervous about the mortgage process, but working with Heartland Mortgage Group made everything easy and stress-free. They were incredibly responsive and knowledgeable, always... read more
Tori H.
Chris was professional and timely. I believe he got us the best mortgage possible. Thanks Chris!
G M.
-
Knowing that I was a first-time home buyer, Chris Schmidt and his associates walked me through every step of the home buying process. The daily updates on the progress of... read more
Brian V.
Was great and easy to work with. We got what we needed with a good rate.
Sam S.
I had a great experience during the entire process with heartland, Chris Schmidt is very knowledgeable and professional, he was available anytime when I had a question and guided me... read more
Jj J.
-
My husband and I have known and worked with Chris for about 13 years. He was able to help us finance our first VA home together when no other lender... read more
Chewy W.
Chris Schmidt is the kind of loan officer everyone hopes to have. He stayed on top of every detail, kept me informed at all times, and helped navigate challenges that... read more
Terry T.
Fantastic experience. Chris and team were on top of everything and the entire process was very smooth.
Bruce L.
